Paniere Diritto bancario - risposte multiple

RSRTYµQEMTVSGIHIVIHMVIXXEQIRXIEPPEGSRZSGE^MSRIHIKPMSVKERMGSPPIKMEPMHIPPIFERGLIRSRTYµQEMEHSXXEVITVSZZIHMQIRXMWTIGMJMGMRIMGSRJVSRXMHMYRESTM¼FERGLISHIPP MRXIVSWMWXIQEFERGEVMSTYµGSRZSGEVIKPMEQQMRMWXVEXSVMMWMRHEGMIMPTIVWSREPIHIPPIFERGLIRSRTYµSVHMREVIPEGSRZSGE^MSRIHIKPMSVKERMGSPPIKMEPMHIPPIFERGLI,QIRU]DGHOO DUWELVWXEOD%DQFDG ,WDOLDRSRTYµQEMEHSXXEVITVSZZIHMQIRXMWTIGMJMGMRIMGSRJVSRXMHMYRESTM¼FERGLISHIPP MRXIVSWMWXIQEFERGEVMSRSRTYµQEMTVSGIHIVIHMVIXXEQIRXIEPPEGSRZSGE^MSRIHIKPMSVKERMGSPPIKMEPMHIPPIFERGLITYµSVHMREVIPEGSRZSGE^MSRIHIKPMSVKERMGSPPIKMEPMHIPPIFERGLIRSRTYµGSRZSGEVIKPMEQQMRMWXVEXSVMMWMRHEGMIMPTIVWSREPIHIPPIFERGLI,QIRU]DGHOO DUWELVWXEOD%DQFDG

,WDOLDTYµSVHMREVIPEGSRZSGE^MSRIHIKPMSVKERMGSPPIKMEPMHIPPIFERGLIQEWSPSWIEYXSVM^^EXEHEPPE&GITYµTVSGIHIVIMRHMVIXXEQIRXIEPPEGSRZSGE^MSRIHIKPMSVKERMGSPPIKMEPMHIPPIFERGLITYµTVSGIHIVIHMVIXXEQIRXIEPPEGSRZSGE^MSRIHIKPMSVKERMGSPPIKMEPMHIPPIFERGLITYµSVHMREVIPEGSRZSGE^MSRIHIKPMSVKERMGSPPIKMEPMHIPPIFERGLIQEWSPSWIEYXSVM^^EXEHEPP EWWIQFPIE© 2016 - 2017 Università Telematica eCampus - Data Stampa 03/12/2017 16:13:28 - 131/190Set Domande: DIRITTO BANCARIOECONOMIA (D.M. 270/04)Docente: Abu Awwad Amal/DUHVWUL]LRQHGHOOHDWWLYLW¢RGHOODVWUXWWXUDWHUULWRULDOH«YRTVSZZIHMQIRXSWTIGMJMGSRSR«YRTVSZZIHMQIRXSWTIGMJMGS«YRTVSZZIHMQIRXSVIKVIWWMZS«YRTVSZZIHMQIRXSTVSKVIWWMZS,QEDVHDOO DUWWXEOD%DQFDG

,WDOLDTYµHMWTSVVIPSWGMSKPMQIRXSHIKPMSVKERMGSRJYR^MSRMHMEQQMRMWXVE^MSRIWSPSUYERHSWSRSTVIZMWXITIVHMXIKVEZMHIPTEXVMQSRMSTYµHMWTSVVIPSWGMSKPMQIRXSHIKPMSVKERMGSRJYR^MSRMHMEQQMRMWXVE^MSRIUYERHSWSRSTVIZMWXITIVHMXIKVEZMHIPTEXVMQSRMSTYµHMWTSVVIPSWGMSKPMQIRXSHIKPMSVKERMGSRJYR^MSRMHMEQQMRMWXVE^MSRIWSPSWIWSRSTVIZMWXITIVHMXIKVEZMHIPTEXVMQSRMSTYµHMWTSVVIPSWGMSKPMQIRXSHIKPMSVKERMGSRJYR^MSRMHMEQQMRMWXVE^MSRIWSPSUYERHSPSWGMSKPMQIRXS«VMGLMIWXSGSRMWXER^EQSXMZEXEHEKPMSVKERMEQQMRMWXVEXMZMSZZIVSHEPP EWWIQFPIEWXVESVHMREVME,QEDVHDOO DUWELVOHWWG WXEPE&ERGEH -XEPMETYµGSRZSGEVIKPMEQQMRMWXVEXSVMMWMRHEGMIMPTIVWSREPIHIPPIFERGLIPE&ERGEH -XEPMETYµTVSGIHIVIHMVIXXEQIRXIEPPEGSRZSGE^MSRIHIKPMSVKERMGSPPIKMEPMHIPPIFERGLIPE&ERGEH -XEPMETYµJMWWEVIPMQMXMEPP MQTSVXSXSXEPIHIPPETEVXIZEVMEFMPIHIPPIVIQYRIVE^MSRMRIPPEFERGEPE&ERGEH -XEPMETYµSVHMREVIPEGSRZSGE^MSRIHIKPMSVKERMGSPPIKMEPMHIPPIFERGLIJMWWERHSRIP SVHMRIHIPKMSVRSITVSTSVVIP

EWWYR^MSRIHMHIXIVQMREXIHIGMWMSRM,QEDVHDOO DUWELVOHWWG WXEOD%DQFDG ,WDOLDRSRTYµJMWWEVIPMQMXMEPPEVIQYRIVE^MSRIGSQTPIWWMZEHIKPMIWTSRIRXME^MIRHEPMRSRTYµQEMZMIXEVIHMIJJIXXYEVIHIXIVQMREXISTIVE^MSRMERGLIHMREXYVEWSGMIXEVMEIHMHMWXVMFYMVIYXMPMSEPXVMIPIQIRXMHIPTEXVMQSRMSTYµZMIXEVIHMIJJIXXYEVIHIXIVQMREXISTIVE^MSRMERGLIHMREXYVEWSGMIXEVMEIHMHMWXVMFYMVIYXMPMSEPXVMIPIQIRXMHIPTEXVMQSRMSRSRTYµZMIXEVIMPTEKEQIRXSHIKPMMRXIVIWWM,QEDVHDOO DUWELVOHWWH OD%DQFDG

,WDOLDTYµHMWTSVVIERGLIWIPEPSVSTIVQERIR^EMRGEVMGERSRWMEHMTVIKMYHM^MSTIVPEWEREITVYHIRXIKIWXMSRIHIPPEFERGEPEVMQS^MSRIHMYRSSTM¼IWTSRIRXME^MIRHEPMRSRTYµHMWTSVVIUYEPSVEPEPSVSTIVQERIR^EMRGEVMGEWMEHMTVIKMYHM^MSTIVPEWEREITVYHIRXIKIWXMSRIHIPPEFERGEPEVMQS^MSRIHMYRSSTM¼IWTSRIRXME^MIRHEPMTYµHMWTSVVIUYEPSVEPEPSVSTIVQERIR^EMRGEVMGEWMEHMTVIKMYHM^MSTIVPEWEREITVYHIRXIKIWXMSRIHIPPEFERGEPEVMQS^MSRIHMYRSSTM¼IWTSRIRXME^MIRHEPMTYµHMWTSVVIHMWGVI^MSREPQIRXIPEVMQS^MSRIHMYRSSTM¼IWTSRIRXME^MIRHEPM,QEDVHDOO DUWWXEOD%DQFDG ,WDOLDTYµHMWTSVVIPSWGMSKPMQIRXSWSPSHIKPMSVKERMGSRJYR^MSRMHMGSRXVSPPSTYµHMWTSVVIPSWGMSKPMQIRXSHIKPMSVKERMGSRJYR^MSRMHMEQQMRMWXVE^MSRITYµHMWTSVVIPSWGMSKPMQIRXSWSPSHIKPMSVKERMGSRJYR^MSRMHMEQQMRMWXVE^MSRIRSRTYµHMWTSVVIPSWGMSKPMQIRXSHIKPMSVKERMGSRJYR^MSRMHMEQQMRMWXVE^MSRI,QEDVHDOO DUWWXEOD%DQFDG

,WDOLDTYµHMWTSVVIPSWGMSKPMQIRXSHIKPMSVKERMGSRJYR^MSRMHMEQQMRMWXVE^MSRITYµHMWTSVVIHMWGVI^MSREPQIRXIPSWGMSKPMQIRXSHIKPMSVKERMGSRJYR^MSRMHMEQQMRMWXVE^MSRIIHMGSRXVSPPSTYµHMWTSVVIHMWGVI^MSREPQIRXIPSWGMSKPMQIRXSHIKPMSVKERMGSRJYR^MSRMHMEQQMRMWXVE^MSRITYµHMWTSVVIHMWGVI^MSREPQIRXIPSWGMSKPMQIRXSHIKPMSVKERMGSRJYR^MSRMHMGSRXVSPPS © 2016 - 2017 Università Telematica eCampus - Data Stampa 03/12/2017 16:13:28 - 132/190Set Domande: DIRITTO BANCARIOECONOMIA (D.M. 270/04)Docente: Abu Awwad Amal,QEDVHDOO DUWWXEOD%DQFDG ,WDOLDTYµHMWTSVVIPSWGMSKPMQIRXSHIKPMSVKERMGSRJYR^MSRMHMEQQMRMWXVE^MSRIWSPSUYERHSPSWGMSKPMQIRXS«VMGLMIWXSGSRMWXER^EQSXMZEXEHEKPMSVKERMEQQMRMWXVEXMZMSZZIVSHEPP EWWIQFPIEWXVESVHMREVMETYµHMWTSVVIPSWGMSKPMQIRXSHIKPMSVKERMGSRJYR^MSRMHMEQQMRMWXVE^MSRIUYERHSPSWGMSKPMQIRXS«VMGLMIWXSGSRMWXER^EQSXMZEXEHEKPMSVKERMEQQMRMWXVEXMZMSZZIVSHEPP

EWWIQFPIEWXVESVHMREVMETYµHMWTSVVIPSWGMSKPMQIRXSWSPSHIKPMSVKERMGSRJYR^MSRMHMGSRXVSPPSUYERHSPSWGMSKPMQIRXS«VMGLMIWXSGSRMWXER^EQSXMZEXEHEKPMSVKERMEQQMRMWXVEXMZMSZZIVSHEPP

EWWIQFPIEWXVESVHMREVMETYµHMWTSVVIPSWGMSKPMQIRXSWSPSHIKPMSVKERMGSRJYR^MSRMHMEQQMRMWXVE^MSRIUYERHSPSWGMSKPMQIRXS«VMGLMIWXSGSRMWXER^EQSXMZEXEHEKPMSVKERMEQQMRMWXVEXMZMSZZIVSHEPP

EWWIQFPIEWXVESVHMREVME6HULFRUURQRDQRPDOLHJHVWLRQDOLULOHYDQWLOHDXWRULW¢GLYLJLODQ]DSRVVRQRDGRWWDUHWSPSQMWYVIWXVESVHMREVMIWSPSQMWYVIVIKVIWWMZIWSPSQMWYVISVHMREVMIWSPSQMWYVIGSVVIXXMZI/DGLVFLSOLQDGHOO $6«GSRXIRYXERIPXYF«GSRXIRYXERIPXYJ«GSRXIRYXERIPPEHMVIXXMZE9)«WXEXEMRXVSHSXXERIPRSWXVSSVHMREQIRXSMRVEKMSRIHIKPMMRXIVZIRXMHIPPIKMWPEXSVIGSQYRMXEVMS/DQRYLW¢GHOODGLUHWWLYDHXURSHDªFRVWLWXLWDHEMTMERMHMVMWEREQIRXSIHMVMWSPY^MSRIHEPPE0'%HEPP EQQMRMWXVE^MSRIGSRXVSPPEXEHEPP %7,OVLJQLILFDWRGLEDQFDULVROYLELOH,OSUREOHPDGHOEDLOLQQHOO RUGLQDPHQWRLWDOLDQR,FHQWULGHFLVLRQDOLFRLQYROWLQHOO

DPELWRGHO0YX4XDQGRLO&RPLWDWRDGRWWDLOSURJUDPPDGLULVROX]LRQH"4XDQGRLO&FQVLJOLR8(SX´RSSRUVLDOSURJUDPPDGLULVROX]LRQH",OSURFHVVRGHFLVLRQDOHQHOO RUGLQDPHQWRLWDOLDQR/D%DQFDG ,WDOLDQHOOD/&$,OFRPLWDWRGLVRUYHJOLDQ]DQHOOD/&$,FRPPLVVDULOLTXLGDWRULQHOOD/&$*OLRUJDQLQHOOD/&$*OLHIIHWWLGHFRUUHQWLGDOODGDWDGLLQVHGLDPHQWRGHJOLRUJDQLGHOODSURFHGXUDQHOOD/&$,OSURFHGLPHQWRGL/&$,SUHVXSSRVWLGHOOD/&$QHOVLVWHPDSUHYLJHQWH © 2016 - 2017 Università Telematica eCampus - Data Stampa 03/12/2017 16:13:28 - 133/190Set Domande: DIRITTO BANCARIOECONOMIA (D.M. 270/04)Docente: Abu Awwad Amal,SUHVXSSRVWLGHOOD/&$/DIXQ]LRQHGHOOD/&$,FULWHULGDDSSOLFDUHSHUODGHWHUPLQD]LRQHGHOWDVVRQHOEDLOLQ3URILOLSUREOHPDWLFLGHOEDLOLQ/HFRPSHWHQ]HGHO&RPLWDWRQHOODYDOXWD]LRQHGHOODVXVVLVWHQ]DGHLSUHVXSSRVWLSHUO DWWLYD]LRQHGHOOHSURFHGXUHGLULVRO4XDOªODIXQ]LRQHGHOORVWUXPHQWRGHOODVHSDUD]LRQHGHOOHDWWLYLW¢"/DVHSDUD]LRQHGHOOHDWWLYLW¢,OEDLOLQ,SULQFLSLQHOO

LQGLYLGXD]LRQHGHJOLVWUXPHQWLSHUODULVROX]LRQH/HIXQ]LRQLGHOO DXWRULW¢QHOFGEULGJHLQVWLWXWLRQ,OFGEULGJHLQVWLWXWLRQ4XDOªODIXQ]LRQHGHOO HQWHSRQWH"3HUFK«ORVWUXPHQWRGHOODVHSDUD]LRQHGHOOHDWWLYLW¢SX´HVVHUHXWLOL]]DWRVRORFRQJLXQWDPHQWHDGXQDOWURVWUXPHQWRGLULVROX]LRQH/DFODXVRODFKHFRQVHQWHDOOHDXWRULW¢GLULVROX]LRQHGLQRQDSSOLFDUHLOEDLOLQ&KHFRVDGHYRQRIDUHJOL6WDWLPHPEULDLILQLGHOO DWWLYD]LRQHGHOORVWUXPHQWRGHOODVHSDUD]LRQHGHOOHDWWLYLW¢,ILQLSHUSHUVHJXLUHLTXDOLJOL6WDWLPHPEULSURYYHGRQRDIILQFK«OHDXWRULW¢GLULVROX]LRQHSRVVDQRDSSOLFDUHORVWUXPHQWRGHOEDLOLQFRQORVFRSRULVSHWWDUHJOLRELHWWLYLGLULVROX]LRQH*OLVWUXPHQWLSHUODULVROX]LRQH/DIXQ]LRQHGHOEDLOLQ/HPLVXUHGLLQWHUYHQWRSUHFRFH/HFDWHJRULHGLFUHGLWLHVFOXVHGDOEDLOLQ,OSURFHVVRGHFLVLRQDOHQHOO DPELWRGHO0YX/HFRPSHWHQ]HGHOOD%DQFDG ,WDOLDQHOODYDOXWD]LRQHGHOODVXVVLVWHQ]DGHLSUHVXSSRVWLSHUO DWWLYD]LRQHGHOOHSURFHGXUHGLULVRO/DFUHD]LRQHGLXQHQWHSRQWH/ DUWWXE*OLRUJDQLQHOO DPPLQLVWUD]LRQHVWUDRUGLQDULD3URILOLGLGLVFLSOLQDGHOO

DPPLQLVWUD]LRQHVWUDRUGLQDULD/DQR]LRQHGLJUDYLLUUHJRODULW¢QHOO DPPLQLVWUD]LRQHVWUDRUGLQDULD/ DPPLQLVWUD]LRQHVWUDRUGLQDULD/ DUWELVOHWWH HLOFRPPDWXE © 2016 - 2017 Università Telematica eCampus - Data Stampa 03/12/2017 16:13:28 - 134/190Set Domande: DIRITTO BANCARIOECONOMIA (D.M. 270/04)Docente: Abu Awwad Amal,SURYYHGLPHQWLVSHFLILFLGHOO DUWELVOHWWG WXE/ DUWELVWXE/HDXWRULW¢FRLQYROWHQHOODSUHGLVSRVL]LRQHGHLSLDQLGLULVDQDPHQWR,SRWHULGHOOHDXWRULW¢FRPSHWHQWLQHOO DPELWRGHOOHPLVXUHGLLQWHUYHQWRSUHFRFH/HPLVXUHGLLQWHUYHQWRPHQRLQYDVLYH/HPLVXUHGLLQWHUYHQWRSL»LQYDVLYH/HWLSRORJLHGLPLVXUHGLLQWHUYHQWR,SURYYHGLPHQWLLQFDVRGLDQRPDOLHJHVWLRQDOLULOHYDQWL/HDQRPDOLHJHVWLRQDOLULOHYDQWL,SRWHULGHOOD%DQFDG ,WDOLDQHOO DPPLQLVWUD]LRQHVWUDRUGLQDULD/DIXQ]LRQHGHLSLDQLGLULVROX]LRQH/DFRPSHWHQ]DVXOODYDOXWD]LRQHGHOODVXVVLVWHQ]DGHLSUHVXSSRVWLSHUO DWWLYD]LRQHGHOOHSURFHGXUHGLULVROX]LRQH/ RUGLQHWHPSRUDOHHSURFHGXUDOHQHOO LQGLYLGXD]LRQHGHOODSURFHGXUDGLFULVL*OLRELHWWLYLLQGLYLGXDWLGDOO

8QLRQH,QFDVLLQFXLODOLTXLGD]LRQHULVXOWDQHFHVVDULDQHOO LQWHUHVVHSXEEOLFR,SUHVXSSRVWLFRPXQLDWXWWHOHSURFHGXUHGLVFHOWDGHOODSURFHGXUDGLFULVL/DGLIIHUHQ]DIUDULGX]LRQHHFRQYHUVLRQHGDXQDSDUWHHEDLOLQ,FDVLLQFXLSX´HVVHUHGLVSRVWDODULGX]LRQHRFRQYHUVLRQHSX´HVVHUHGLVSRVWDDQFKHLQGLIHWWRGLXQRVWDWRGLGLVVHVWRRGLULVFKLRGLGLVVHVWR,OZULWHGRZQULVROXWLYR/ LQGLYLGXD]LRQHGHOODSURFHGXUDGLFULVL*OLVWUXPHQWLGLJHVWLRQHGHOODFULVL/DFKLXVXUDGHOOD/&$/DIXQ]LRQHGHLSLDQLGLULVROX]LRQH,OFRQWHQXWRGHLSLDQLGLULVDQDPHQWR,SLDQLGLULVROX]LRQH,SLDQLGLULVDQDPHQWR*OLVWUXPHQWLGLSUHYHQ]LRQHGHOODFULVL © 2016 - 2017 Università Telematica eCampus - Data Stampa 03/12/2017 16:13:28 - 135/190Set Domande: DIRITTO BANCARIOECONOMIA (D.M. 270/04)Docente: Abu Awwad Amal/H]LRQH,OIRQGRGLJDUDQ]LDYLHQHXWLOL]]DWRETVIWGMRHIVIHEUYEPWMZSKPMETVSTSWXEERGLIWIRSR«WXEXEHIPMFIVEXEYRETVSTSWXEHMVMWSPY^MSRIWSPXERXSWI«WXEXEHIPMFIVEXEYRETVSTSWXEHMVMWSPY^MSRIERGLIWI«WXEXEHIPMFIVEXEYRETVSTSWXEHMVMWSPY^MSRI,OWHU]RSLODVWURGHOO

8QLRQHEDQFDULD«GSWXMXYMXSHEYRWMWXIQEYRMGSHMEWWMGYVE^MSRIHIMHITSWMXM«GSWXMXYMXSHEYRWMWXIQEEVQSRM^^EXSHMEWWMGYVE^MSRIHIMHITSWMXM«WXEXSHIPXYXXSVIEPM^^EXSTIVGL¬WM«XVSZEXSYRGSQTVSQIWWSTSPMXMGSRSR«GSWXMXYMXSHEYRWMWXIQEEVQSRM^^EXSHMEWWMGYVE^MSRIHIMHITSWMXM/HVFHOWHRSHUDWHFRQLO)RQGRGLULVROX]LRQHRSRTSWWSRSIWWIVISKKIXXSHMSFMI^MSRMWEPZMEPGYRMGEWMTSWWSRSIWWIVISKKIXXSHMSFMI^MSRMWSRSWIQTVIHMWGVI^MSREPMWSRSMRWMRHEGEFMPM,VLVWHPLGLJDUDQ]LDJYR^MSRERSGSRPSWGLIQESVKERM^^EXMZSGPEWWMGSHIPPEWVPJYR^MSRERSGSRPSWGLIQESVKERM^^EXMZSGPEWWMGSHIPPEWTEJYR^MSRERSGSRPSWGLIQESVKERM^^EXMZSGPEWWMGSHIPPEWSGMIX£GSSTIVEXMZEJYR^MSRERSGSRPSWGLIQESVKERM^^EXMZSGPEWWMGSHIPPEWSGMIX£MRRSQIGSPPIXXMZS$OODSURSRVWDGHO)RQGRGLULVROX]LRQHMP'SRWMKPMSIYVSTISTYµJEVISFMI^MSRIMP'SRWMKPMSIYVSTISTYµJEVISFMI^MSRIWSRSMRHIXIVQMREXMGEWM