maurolongo99
maurolongo99 - Erectus - 70 Punti
Salva

ciao potete correggerlo e fare un'introduzione. è il riassunto dell'articolo allegato. Grazie anticipatamente


Banking for small and medium-sized enterprises (SMEs) has been astonishingly unaffected by the
rise of the Internet. Small businesses are starting to demand banking services that have engaging
web and mobile user experiences, on par with the technologies they use in their personal
lives. New digital entrants have spotted the market opportunity created by these dynamics, and
the result is an explosion in online lending to SMEs from fintech startups. There are four broad
strategies that traditional banks could pursue to compete or collaborate with emerging online
players—and in some cases do both simultaneously. The choice of strategy depends on how much
investment of time and money the bank is willing to make to enter the new marketplace, and the
level of integration the bank wants between the new digital activities and their traditional
operations. Two of the four options are low-integration strategies in which banks contract for
new digital activities in arms-length agreements, or pursue long-term corporate investments in
separate emerging companies. On the other end of the spectrum, banks choose higherintegration
strategies, like investing in partnership arrangements, where the new technologies
are integrated into the bank’s loan application and decision making apparatus, sometimes in the
form of a “white label” arrangement.

Suzy90
Suzy90 - Moderatore - 9371 Punti
Salva

"Banking for small and medium-sized enterprises (SMEs) has been astonishingly unaffected by the rise of the Internet. Small businesses are starting to demand banking services that are engaging web and mobile user experiences, on par with the technologies they use in their personal
lives. New digital entrants have spotted the market opportunity created by these dynamics, and the result is an explosion in online lending to SMEs from fintech startups. There are four broad strategies that traditional banks could pursue to compete or collaborate with emerging online
players—and in some cases do both simultaneously. The choice of strategy depends on how much investment of time and money the bank is willing to make to enter the new marketplace, and the level of integration the bank wants between the new digital activities and their traditional operations. Two of the four options are low-integration strategies in which banks contract for
new digital activities in arms-length agreements, or pursue long-term corporate investments in separate emerging companies. On the other end of the spectrum, banks choose higher-integration strategies, like investing in partnership arrangements, where the new technologies are integrated into the bank’s loan application and decision making apparatus, sometimes in the
form of a “white label” arrangement."
A parte una sola correzione, mi sembra tutto perfetto!
:hi!

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